About
JN Teguh Capital was established with the objective of providing solutions to cash flow issues, specifically in debtor financing. We have a comprehensive list of cash flow products for all types of SMEs: from start-ups to mid-sized companies, manufacturers to contractors.
Our Expertise
JN Teguh Capital works to adapt and apply the creativity of large corporate financing for SMEs. We pride ourselves in understanding our clients' needs, coupled with a realistic and reliable approach. Our goal is to be a viable and reliable business partner, and to reduce the financial burden of our customers.
Our Vision
JN Teguh Capital aims to be Malaysia’s leading factoring company, empowering businesses with flexible financing solutions to enhance cash flow and drive growth. We aim to be a trusted partner, offering reliable, customer-focused services that help companies achieve financial health and long-term success.
Our Philosophy
Our philosophy is rooted in unwavering commitment (Teguh Bersama Anda) throughout the entire project financing journey, from start to completion. With us, you’re not just securing funding, but a dedicated partner who is with you every step of the way.
Our Experience
Our extensive experience includes financing over 500 contracts and working with more than 250 project awarders across various industries. With nationwide coverage, we have a proven track record of delivering reliable financial solutions to businesses throughout the country.

The Team
Our team is driven by a new generation of professionals, dedicated to transforming the factoring industry with fresh ideas and innovative solutions. We are committed to delivering dynamic, forward-thinking services that meet the evolving needs of modern businesses.
Armand Emir Johany
Managing Director
A solid background in leadership, corporate strategy and development, whilst excelling at planning and implementing solutions that drive results. A specialist with experience in corporate finance, IT, mineral mining, oil and gas, with an emphasis on working capital management, decision-making efficiency, and corporate governance. Skilled negotiator with a track record of success in securing financial facilities, increasing profit margins, and identifying new revenue streams. With a BSc (Hons) Business, Economics & Management, graduating from University of Nottingham and fluency in Bahasa Malaysia, English, and a strong command of Mandarin, bringing a dynamic and forward-thinking approach, fostering growth and innovation.
Phone: +603-2779 6880
Mail: capital@jnteguh.com


Arsh Emir Johany
Director
Experienced management professional managing investment opportunities in renewable energy, coordinating business strategies, and overseeing international communications and operations. With a BA (Hons) in International Communications Studies from the University of Nottingham. Notably skilled in leadership, adaptability, time management, and communication, with fluency in Bahasa Malaysia, English, and a strong command of Mandarin.
Phone: +603-2779 6880
Mail: capital@jnteguh.com
Nazlin Shah
Director of Compliance & Regulatory
A regulatory and compliance specialist with extensive experience in regulatory management, corporate services and finance. An extensive career spanning roles in oil & gas, banking, and asset management both local and international. Notably, with Trust Company of the West, Los Angeles California, Securities Commission Malaysia, Citibank Malaysia and a local offshore vessel company. Graduated with a BSc in Business Administration (Accounting).
Phone: +603-2779 6880
Mail: capital@jnteguh.com


Syed Ahmad Zuhdi Aljunid
Head of Risk Management & Operations
Experienced professional with a demonstrated history of working in the financial services and corporate sector. Skilled in Team Building, Administration, Business Management, and Leadership. Vast experience in managing clients and partners throughout 10 years of working in multiple industries combined with 3 years experience in procurement and operations with various international parties.
Phone: +603-2779 6880
Mail: capital@jnteguh.com
